Does private health insurance have a role in development?

An important study from the World Bank-Private voluntary health insurance in development : friend or foe?;.

bayesianheresy.blogspot.com/2007/01/does-private-health-insurance-have-role.html

Public vs private automobile insurance

Two different recent posts of mine showed the opposite oppinion on a unique form of auto insurance where I live. First of all, the insurance company is government owned so it is supposed to be cheaper by not adding a profit margin.

annvole.livejournal.com/140123.html